Speakers
SpeakerBlock
Mr. Ballard W. Cassady, Jr.
Mr. Ballard W. Cassady, Jr.
Kentucky Bankers Association

Mr. Ballard W. Cassady, Jr.
Mr. Ballard W. Cassady, Jr.
Kentucky Bankers Association
CASSADY, BALLARD
Mr. Chris Chapman
Mr. Chris Chapman
Janney Montgomery Scott

Chris joined Boenning & Scattergood’s investment banking group in 2013. He has more than 19 years of experience in the financial services industry, including twelve years assisting community banks with mergers, capital raising and other strategic alternatives. Prior to joining Boenning, Chris was a Senior Vice President with Paragon Capital Group / ParaCap Group, a boutique merchant banking firm in Cleveland. He previously worked at full-service investment banks Stifel Nicolaus and Ryan Beck, where he advised financial institutions and real estate companies. Chris also has experience in sell-side equity research with KeyBanc Capital Markets and buy-side analysis with Mayfair International. Chris earned a BA in Economics and Mathematics with a Statistics concentration from Ohio Wesleyan University and an MBA in Finance from the McCombs School of Business at the University of Texas. Chris is registered with FINRA and holds the Series 7, 63, 86 and 87 licenses.
Mr. Chris Chapman
Mr. Chris Chapman
Janney Montgomery Scott
Chris joined Boenning & Scattergood’s investment banking group in 2013. He has more than 19 years of experience in the financial services industry, including twelve years assisting community banks with mergers, capital raising and other strategic alternatives. Prior to joining Boenning, Chris was a Senior Vice President with Paragon Capital Group / ParaCap Group, a boutique merchant banking firm in Cleveland. He previously worked at full-service investment banks Stifel Nicolaus and Ryan Beck, where he advised financial institutions and real estate companies. Chris also has experience in sell-side equity research with KeyBanc Capital Markets and buy-side analysis with Mayfair International. Chris earned a BA in Economics and Mathematics with a Statistics concentration from Ohio Wesleyan University and an MBA in Finance from the McCombs School of Business at the University of Texas. Chris is registered with FINRA and holds the Series 7, 63, 86 and 87 licenses.CHAPMAN, CHRIS
Mr. Michael G. Dailey
Mr. Michael G. Dailey
Dinsmore & Shohl, LLP

Mike Dailey combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. Mike counsels clients within the public, private, and non-profit sectors in a variety of industries including banking, healthcare, manufacturing, consumer products, and various service industries. His corporate practice focuses primarily in the areas of mergers and acquisitions, corporate finance, capital raising (debt and equity), and bank regulatory compliance. He advises boards of directors and senior management teams on all aspects of the acquisition/sale process including diligence and disclosure, working with investment bankers, transaction structure, negotiating deal points and documents, transaction financing and post acquisition planning. Mike also provides advice to his for-profit and non-profit clients in the areas of corporate governance, commercial contracts, federal and state regulation, corporate structure, and other general corporate legal matters. Mike was recognized in the 2010 The Legal 500 as a "Leading Lawyer" in Mergers, Acquisitions and Buyouts: Middle Market (sub-$500M). He is also listed in The Best Lawyers in America® for 2013. Prior to joining Dinsmore & Shohl, he was a national bank examiner with the Office of the Comptroller of the Currency.
Mr. Michael G. Dailey
Mr. Michael G. Dailey
Dinsmore & Shohl, LLP
Mike Dailey combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. Mike counsels clients within the public, private, and non-profit sectors in a variety of industries including banking, healthcare, manufacturing, consumer products, and various service industries. His corporate practice focuses primarily in the areas of mergers and acquisitions, corporate finance, capital raising (debt and equity), and bank regulatory compliance. He advises boards of directors and senior management teams on all aspects of the acquisition/sale process including diligence and disclosure, working with investment bankers, transaction structure, negotiating deal points and documents, transaction financing and post acquisition planning. Mike also provides advice to his for-profit and non-profit clients in the areas of corporate governance, commercial contracts, federal and state regulation, corporate structure, and other general corporate legal matters. Mike was recognized in the 2010 The Legal 500 as a "Leading Lawyer" in Mergers, Acquisitions and Buyouts: Middle Market (sub-$500M). He is also listed in The Best Lawyers in America® for 2013. Prior to joining Dinsmore & Shohl, he was a national bank examiner with the Office of the Comptroller of the Currency. DAILEY, MICHAEL
Patrick Dix
Patrick Dix
SHAZAM

Patrick Dix leads SHAZAM’s relationships and partnerships with more than 70 industry organizations and trade associations. The focus of SHAZAM’s strategic alliances is to support the advocacy work of association partners and ensure community financial institutions have a strong voice in the payments industry. Before joining SHAZAM, he spent 25 years as a broadcast journalist, including 16 years as the senior morning news anchor at the NBC affiliate in Des Moines, Iowa.
Patrick Dix
Patrick Dix
SHAZAM
Patrick Dix leads SHAZAM’s relationships and partnerships with more than 70 industry organizations and trade associations. The focus of SHAZAM’s strategic alliances is to support the advocacy work of association partners and ensure community financial institutions have a strong voice in the payments industry. Before joining SHAZAM, he spent 25 years as a broadcast journalist, including 16 years as the senior morning news anchor at the NBC affiliate in Des Moines, Iowa.DIX, PATRICK
Hon. Phil Goldfeder
Hon. Phil Goldfeder
Cross River Bank

With more than 15 years of experience in both the public and private sectors, Hon. Phil Goldfeder leads the Public Affairs department at Cross River. In this role, Phil spearheads all aspects of external affairs, government relations, marketing, community affairs and investor relations. Phil began his career in public service as a community liaison for the New York City Council and as a Director for the Mayor’s Community Affairs Unit under Michael Bloomberg, and then as New York Senator Charles E. Schumer’s Director of Intergovernmental Affairs. In September of 2011, Phil was elected to represent the 23rd District in the New York State Assembly. Following his service in the Assembly, Phil joined Cross River to lead the growing Public Affairs department. At the time of introduction of the Paycheck Protection Program (PPP) in March 2020, Phil helped lead the Cross River team as it mobilized internally to offer a streamlined and automated system to provide more than $5 billion in funding to the most vulnerable small businesses in every state, as well as additional short-term relief efforts to communities in Cross River’s footprint and beyond. Phil is an active industry leader as he engages policy makers and regulators, provides thoughtleadership and is frequently invited to speak on panels, roundtables, and conferences globally on banking, technology, financial literacy and the new financial services landscape.
Hon. Phil Goldfeder
Hon. Phil Goldfeder
Cross River Bank
With more than 15 years of experience in both the public and private sectors, Hon. Phil Goldfeder leads the Public Affairs department at Cross River. In this role, Phil spearheads all aspects of external affairs, government relations, marketing, community affairs and investor relations. Phil began his career in public service as a community liaison for the New York City Council and as a Director for the Mayor’s Community Affairs Unit under Michael Bloomberg, and then as New York Senator Charles E. Schumer’s Director of Intergovernmental Affairs. In September of 2011, Phil was elected to represent the 23rd District in the New York State Assembly. Following his service in the Assembly, Phil joined Cross River to lead the growing Public Affairs department. At the time of introduction of the Paycheck Protection Program (PPP) in March 2020, Phil helped lead the Cross River team as it mobilized internally to offer a streamlined and automated system to provide more than $5 billion in funding to the most vulnerable small businesses in every state, as well as additional short-term relief efforts to communities in Cross River’s footprint and beyond. Phil is an active industry leader as he engages policy makers and regulators, provides thoughtleadership and is frequently invited to speak on panels, roundtables, and conferences globally on banking, technology, financial literacy and the new financial services landscape.GOLDFEDER, PHIL
Mr. Lloyd C. Hillard, Jr.
Mr. Lloyd C. Hillard, Jr.
WesBanco Bank Inc (Retired)

Lloyd is a Kentucky native and grew up on a 3,000 acre farm in Pine Grove, Kentucky, located near Lexington. Lloyd has over 55 years of banking experience and currently serves as Chairman of the Central and Southern Region in Kentucky for WesBanco Bank, Inc. He previously served as President & CEO of Farmers Capital Bank Corporation and Chairman & CEO of the Company's subsidiary, United Bank & Capital Trust Co., before it merged with WesBanco in August, 2018. Lloyd is active in his profession and community affairs. He currently is Chairman elect and a Director of the Kentucky Bankers Association, serves on the Community Bankers Council of the American Bankers Association, is also a director of the Lincoln Heritage Council of the Boy Scouts of America and a trustee of the Kentucky Chamber of Commerce. He has been active for over 36 years in United Way and is a member of the Frankfort Rotary Club. Lloyd is a graduate of the University of Kentucky, where he earned a B/S Degree in Accounting in 1968. He also completed the three-year Graduate School in Controllership at the University of Wisconsin in 1974.
Mr. Lloyd C. Hillard, Jr.
Mr. Lloyd C. Hillard, Jr.
WesBanco Bank Inc (Retired)
Lloyd is a Kentucky native and grew up on a 3,000 acre farm in Pine Grove, Kentucky, located near Lexington. Lloyd has over 55 years of banking experience and currently serves as Chairman of the Central and Southern Region in Kentucky for WesBanco Bank, Inc. He previously served as President & CEO of Farmers Capital Bank Corporation and Chairman & CEO of the Company's subsidiary, United Bank & Capital Trust Co., before it merged with WesBanco in August, 2018. Lloyd is active in his profession and community affairs. He currently is Chairman elect and a Director of the Kentucky Bankers Association, serves on the Community Bankers Council of the American Bankers Association, is also a director of the Lincoln Heritage Council of the Boy Scouts of America and a trustee of the Kentucky Chamber of Commerce. He has been active for over 36 years in United Way and is a member of the Frankfort Rotary Club. Lloyd is a graduate of the University of Kentucky, where he earned a B/S Degree in Accounting in 1968. He also completed the three-year Graduate School in Controllership at the University of Wisconsin in 1974. HILLARD, LLOYD
Mr. Mike Huckabee
Mr. Mike Huckabee

Mike Huckabee is the host of the TV show "Huckabee" on TBN each weekend and is a Fox News contributor, NY Times best selling author of 12 books, and a frequent speaker for corporate, civic, and non-profit groups all over the world. He was the 44th Governor of Arkansas from 1996 until 2007, becoming one of the longest serving Governors in his state's history. He left a legacy of tax cuts, job creation, the reconstruction of his state's road system, K-16 education reform, and a nationally heralded and duplicated health initiative that focused on prevention. His administration fought long-standing corruption in the state's political machine, resulting in numerous indictments and convictions of powerful legislators and other elected officials. In 2008 and 2016, he ran for President of the United States, finishing 2nd in the Republican primary in 2008.
Mr. Mike Huckabee
Mr. Mike Huckabee
Mike Huckabee is the host of the TV show "Huckabee" on TBN each weekend and is a Fox News contributor, NY Times best selling author of 12 books, and a frequent speaker for corporate, civic, and non-profit groups all over the world. He was the 44th Governor of Arkansas from 1996 until 2007, becoming one of the longest serving Governors in his state's history. He left a legacy of tax cuts, job creation, the reconstruction of his state's road system, K-16 education reform, and a nationally heralded and duplicated health initiative that focused on prevention. His administration fought long-standing corruption in the state's political machine, resulting in numerous indictments and convictions of powerful legislators and other elected officials. In 2008 and 2016, he ran for President of the United States, finishing 2nd in the Republican primary in 2008.HUCKABEE, MIKE
Mr. Kevin Kush
Mr. Kevin Kush
Kevin Kush Public Speaking Inc.

Mr. Kush has been involved in coaching and teaching for over thirty years. Coach Kush spent 21 of those years working with at-risk youth at Boys Town in Omaha Nebraska. As a head football coach, he compiled a remarkable record of 164 wins and just 58 losses with 13 of those teams finishing in the top 10. Mr. Kush now shares his experiences with a variety of groups including teachers, youth organizations, and companies. He holds a Bachelor of Science degree from the University of Nebraska at Omaha in marketing and business education, and a Master of Arts degree from the University of Nebraska in vocational and adult education. Mr. Kush was featured on ABC World News Tonight as their Person of the Week. He is the author of 3 books: The 100 Yard Classroom, Competing With Character and A Piece of the Puzzle--8 Traits of a Quality Teammate.
Mr. Kevin Kush
Mr. Kevin Kush
Kevin Kush Public Speaking Inc.
Mr. Kush has been involved in coaching and teaching for over thirty years. Coach Kush spent 21 of those years working with at-risk youth at Boys Town in Omaha Nebraska. As a head football coach, he compiled a remarkable record of 164 wins and just 58 losses with 13 of those teams finishing in the top 10. Mr. Kush now shares his experiences with a variety of groups including teachers, youth organizations, and companies. He holds a Bachelor of Science degree from the University of Nebraska at Omaha in marketing and business education, and a Master of Arts degree from the University of Nebraska in vocational and adult education. Mr. Kush was featured on ABC World News Tonight as their Person of the Week. He is the author of 3 books: The 100 Yard Classroom, Competing With Character and A Piece of the Puzzle--8 Traits of a Quality Teammate.KUSH, KEVIN
Mr. John T. McGarvey, Esq.
Mr. John T. McGarvey, Esq.
Morgan Pottinger McGarvey

John T. McGarvey’s practice concentrates on secured transactions, municipal law, the representation of banks and other lenders in litigation, and matters under the Uniform Commercial Code. His legal accomplishments have been recognized by his election to the American Law Institute and inclusion in lists such as Best Lawyers in America, Super Lawyers, Top Lawyers and Preeminent Attorneys. John is a member of numerous legal organizations, including multiple Uniform Commercial Code task forces and advisory committees. He has held a position on the UCC’s Permanent Editorial Board since 2015. John is an adjunct secured transactions professor at the University of Kentucky College of Law, and has taught hundreds of seminars on legal issues involving financial institutions and credit extenders. He was named Best Lawyers in America® “Lawyer of the Year” for Banking and Finance Law in Louisville in 2015. John is a shareholder, chairperson of the firm’s Executive Committee and a member of the Marketing Committee.
Mr. John T. McGarvey, Esq.
Mr. John T. McGarvey, Esq.
Morgan Pottinger McGarvey
John T. McGarvey’s practice concentrates on secured transactions, municipal law, the representation of banks and other lenders in litigation, and matters under the Uniform Commercial Code. His legal accomplishments have been recognized by his election to the American Law Institute and inclusion in lists such as Best Lawyers in America, Super Lawyers, Top Lawyers and Preeminent Attorneys. John is a member of numerous legal organizations, including multiple Uniform Commercial Code task forces and advisory committees. He has held a position on the UCC’s Permanent Editorial Board since 2015. John is an adjunct secured transactions professor at the University of Kentucky College of Law, and has taught hundreds of seminars on legal issues involving financial institutions and credit extenders. He was named Best Lawyers in America® “Lawyer of the Year” for Banking and Finance Law in Louisville in 2015. John is a shareholder, chairperson of the firm’s Executive Committee and a member of the Marketing Committee.MCGARVEY, JOHN
Mr. Martin T. Mitchell
Mr. Martin T. Mitchell
Forvis Mazars

Martin (Marty) T. Mitchell, CRCM, is a Managing Director at ProBank. Mr. Mitchell has over 15 years of experience in the consumer compliance field. He served as a commissioned federal compliance examiner with the FDIC. During that time, Mr. Mitchell was responsible for determining financial institution compliance with consumer protection laws and regulations as well as conducting CRA examinations for large and small banks and fair lending examinations using the Interagency Fair Lending Examination Procedures. Additionally he served on a special project at the FDIC Washington D.C. headquarters. As a ProBank consultant, Mr. Mitchell has served our largest, most complex clients nationwide. During his tenure with Capital One, he led the design and implementation of their corporate level mortgage compliance program through a period of business closures, acquisitions, and intense regulatory scrutiny.
Mr. Martin T. Mitchell
Mr. Martin T. Mitchell
Forvis Mazars
Martin (Marty) T. Mitchell, CRCM, is a Managing Director at ProBank. Mr. Mitchell has over 15 years of experience in the consumer compliance field. He served as a commissioned federal compliance examiner with the FDIC. During that time, Mr. Mitchell was responsible for determining financial institution compliance with consumer protection laws and regulations as well as conducting CRA examinations for large and small banks and fair lending examinations using the Interagency Fair Lending Examination Procedures. Additionally he served on a special project at the FDIC Washington D.C. headquarters. As a ProBank consultant, Mr. Mitchell has served our largest, most complex clients nationwide. During his tenure with Capital One, he led the design and implementation of their corporate level mortgage compliance program through a period of business closures, acquisitions, and intense regulatory scrutiny.MITCHELL, MARTIN
Mr. Gregory Offner
Mr. Gregory Offner

Gregory Offner is a keynote speaker, workshop facilitator, and coach; speaking on the topic of Disruption and Creativity. Greg draws from his experience as an internationally known dueling pianist, combined with his background in corporate leadership and risk management, to entertain and inspire audiences throughout the world.
Mr. Gregory Offner
Mr. Gregory Offner
Gregory Offner is a keynote speaker, workshop facilitator, and coach; speaking on the topic of Disruption and Creativity. Greg draws from his experience as an internationally known dueling pianist, combined with his background in corporate leadership and risk management, to entertain and inspire audiences throughout the world.OFFNER, GREGORY
Dr. Lindsey Piegza
Dr. Lindsey Piegza
Stifel Financial

Dr. Lindsey Piegza is the Chief Economist for Stifel Financial. She specializes in the research and analysis of economic trends and activity, world economies, financial markets, and monetary and fiscal policies. Prior to her role with Stifel, she was the Senior Economist for an investment bank in New York City for eight years consulting clients in the U.S., Europe, Asia and the Middle East. A highly sought-after speaker across national and international forums, Piegza is often quoted in the business press. She is a regular guest on CNBC, Bloomberg, CNN and Fox Business, as well as national radio and other business news outlets. Piegza is also a monthly op-ed contributor for The Hill.
Dr. Lindsey Piegza
Dr. Lindsey Piegza
Stifel Financial
Dr. Lindsey Piegza is the Chief Economist for Stifel Financial. She specializes in the research and analysis of economic trends and activity, world economies, financial markets, and monetary and fiscal policies. Prior to her role with Stifel, she was the Senior Economist for an investment bank in New York City for eight years consulting clients in the U.S., Europe, Asia and the Middle East. A highly sought-after speaker across national and international forums, Piegza is often quoted in the business press. She is a regular guest on CNBC, Bloomberg, CNN and Fox Business, as well as national radio and other business news outlets. Piegza is also a monthly op-ed contributor for The Hill. PIEGZA, LINDSEY
Dr. Larry J. Sabato
Dr. Larry J. Sabato

Dr. Larry J. Sabato is the founder and director of the University of Virginia Center for Politics. He is also the University Professor of Politics at the University of Virginia, and has had visiting appointments at Oxford University and Cambridge University in Great Britain. A Rhodes Scholar, he received his doctorate from Oxford, and he is the author or editor of two dozen books on American politics. Prof. Sabato directs the Center for Politics’ Crystal Ball website, a leader in accurately predicting elections since its inception. In 2004, the Crystal Ball notched a 99 percent accuracy rate in predicting all races for House, Senate, Governor and each state’s Electoral College outcome.
Dr. Larry J. Sabato
Dr. Larry J. Sabato
Dr. Larry J. Sabato is the founder and director of the University of Virginia Center for Politics. He is also the University Professor of Politics at the University of Virginia, and has had visiting appointments at Oxford University and Cambridge University in Great Britain. A Rhodes Scholar, he received his doctorate from Oxford, and he is the author or editor of two dozen books on American politics. Prof. Sabato directs the Center for Politics’ Crystal Ball website, a leader in accurately predicting elections since its inception. In 2004, the Crystal Ball notched a 99 percent accuracy rate in predicting all races for House, Senate, Governor and each state’s Electoral College outcome.SABATO, LARRY
Mr. Charles Vice
Mr. Charles Vice

Charles A. Vice was appointed commissioner of the Department of Financial Institutions (DFI) effective Aug. 16, 2008. As the commissioner of DFI, he has responsibility for the regulatory oversight of all state-chartered financial institutions, which includes examinations, licensing of financial professionals, registration of securities and enforcement.

Vice currently serves in a national leadership role through the Conference of State Bank Supervisors (CSBS), the nationwide organization representing state bank regulators. He serves on the executive committee as Immediate Past Chair and currently serves on the Federal Financial Institution Examination Council (FFIEC) Taskforce on Supervision, which oversees guidance regarding safety and soundness issues relating to bank examinations.

Previously, Vice was an employee of the Federal Deposit Insurance Corporation (FDIC) for 18 years, serving in the Lexington, Kentucky field office. During his tenure with the FDIC, he served as the office's expert on subprime lending and capital markets. His awards have included the 2007 FDIC Chicago Region employee of the year. He earned a BA in Finance from the University of Southern Mississippi.
Mr. Charles Vice
Mr. Charles Vice
Charles A. Vice was appointed commissioner of the Department of Financial Institutions (DFI) effective Aug. 16, 2008. As the commissioner of DFI, he has responsibility for the regulatory oversight of all state-chartered financial institutions, which includes examinations, licensing of financial professionals, registration of securities and enforcement.

Vice currently serves in a national leadership role through the Conference of State Bank Supervisors (CSBS), the nationwide organization representing state bank regulators. He serves on the executive committee as Immediate Past Chair and currently serves on the Federal Financial Institution Examination Council (FFIEC) Taskforce on Supervision, which oversees guidance regarding safety and soundness issues relating to bank examinations.

Previously, Vice was an employee of the Federal Deposit Insurance Corporation (FDIC) for 18 years, serving in the Lexington, Kentucky field office. During his tenure with the FDIC, he served as the office's expert on subprime lending and capital markets. His awards have included the 2007 FDIC Chicago Region employee of the year. He earned a BA in Finance from the University of Southern Mississippi.
VICE, CHARLES
Mr. William Zumvorde
Mr. William Zumvorde
Profit Resources, Inc.

Bill is the director of business development for Profit Resources, Inc, where he focuses on expanding the Midwest client base. Bill has 30 years of experience in the financial services industry, primarily in business development, marketing and lending. In addition to PRI, his background includes positions with two publicly traded bank holding companies and also 14 years with BKD. He is a former board member of the Tri-State League of Financial Institutions and a past president of The Ohio Valley Chapter of Financial Managers Society.
Mr. William Zumvorde
Mr. William Zumvorde
Profit Resources, Inc.
Bill is the director of business development for Profit Resources, Inc, where he focuses on expanding the Midwest client base. Bill has 30 years of experience in the financial services industry, primarily in business development, marketing and lending. In addition to PRI, his background includes positions with two publicly traded bank holding companies and also 14 years with BKD. He is a former board member of the Tri-State League of Financial Institutions and a past president of The Ohio Valley Chapter of Financial Managers Society.ZUMVORDE, WILLIAM