SPEAKERS

SpeakerBlock
Mr. Milton Bartley
Mr. Milton Bartley
ImageQuest LLC

Milton Bartley is one of the region’s most recognizable business leaders. From serving as a combat leader in the United States Army to launching a world-class IT services company, his drive to achieve has led him to the fulfillment of a better life for himself, his family and his employees. Milton co-founded ImageQuest in 2007, and it quickly became one of Nashville’s fastest growing technology companies. ImageQuest is recognized as a pioneer in providing Managed IT, Cybersecurity and IT Compliance services. As the world cyber threat landscape has changed dramatically over the last two decades, Milton’s expertise uniquely has positioned him and ImageQuest to provide proactive risk management and IT compliance & governance programs for growing organizations in numerous industries. Numerous companies value Milton’s advice as their IT Consultant and vCISO. Milton is currently a member of the Forbes Technology Council, an invitation-only community for World-Class CIOs, CTOs, and Technology Executives. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements and honors. Milton’s latest article for Forbes can be found here: bit.ly/ForbesIQ – “Why Prioritizing Cybersecurity Makes Compliance Easier” Milton also has been an MSP Mentor Top 250, which recognizes the world’s top managed services provider (MSP) executives, entrepreneurs, and experts. Milton believes “it takes a team of committed individuals to build and grow a business in today’s world of rapidly changing technology.”
Mr. Milton Bartley
Mr. Milton Bartley
ImageQuest LLC
Milton Bartley is one of the region’s most recognizable business leaders. From serving as a combat leader in the United States Army to launching a world-class IT services company, his drive to achieve has led him to the fulfillment of a better life for himself, his family and his employees. Milton co-founded ImageQuest in 2007, and it quickly became one of Nashville’s fastest growing technology companies. ImageQuest is recognized as a pioneer in providing Managed IT, Cybersecurity and IT Compliance services. As the world cyber threat landscape has changed dramatically over the last two decades, Milton’s expertise uniquely has positioned him and ImageQuest to provide proactive risk management and IT compliance & governance programs for growing organizations in numerous industries. Numerous companies value Milton’s advice as their IT Consultant and vCISO. Milton is currently a member of the Forbes Technology Council, an invitation-only community for World-Class CIOs, CTOs, and Technology Executives. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements and honors. Milton’s latest article for Forbes can be found here: bit.ly/ForbesIQ – “Why Prioritizing Cybersecurity Makes Compliance Easier” Milton also has been an MSP Mentor Top 250, which recognizes the world’s top managed services provider (MSP) executives, entrepreneurs, and experts. Milton believes “it takes a team of committed individuals to build and grow a business in today’s world of rapidly changing technology.” BARTLEY, MILTON
Ms. Catherine Cawthon
Ms. Catherine Cawthon
OCCH - Housing Investment Partnership of Kentucky

Catherine Cawthon is President and CEO of Ohio Capital Corporation for Housing. Catherine comes to OCCH from Fifth Third Community Development Corporation where she served as President. The Fifth Third CDC invests in community projects that support affordable housing, economic revitalization and stabilization as well as job creation. The CDC’s portfolio includes low-income housing, historic and new market tax credit projects as well as investments to CDFI’s. Under her leadership, Fifth Third CDC has invested over $4.5 billion in more than five hundred projects. Catherine was responsible for business development, origination and asset management functions for the bank.
Ms. Catherine Cawthon
Ms. Catherine Cawthon
OCCH - Housing Investment Partnership of Kentucky
Catherine Cawthon is President and CEO of Ohio Capital Corporation for Housing. Catherine comes to OCCH from Fifth Third Community Development Corporation where she served as President. The Fifth Third CDC invests in community projects that support affordable housing, economic revitalization and stabilization as well as job creation. The CDC’s portfolio includes low-income housing, historic and new market tax credit projects as well as investments to CDFI’s. Under her leadership, Fifth Third CDC has invested over $4.5 billion in more than five hundred projects. Catherine was responsible for business development, origination and asset management functions for the bank.CAWTHON, CATHERINE
Mr. Brian Gardner
Mr. Brian Gardner
Stifel Financial

Brian Gardner was named Stifel’s Chief Washington Policy Strategist in September 2020. He is responsible for providing insight into how political, legislative, and regulatory developments are impacting U.S. capital markets. Prior to taking on this role, Brian spent two decades as Washington Research Analyst at KBW, the financial services specialist owned by Stifel Financial. During this time, he advised institutional investors on how to best position their portfolios through matters of public policy and became a frequent guest on business television networks including CNBC, Fox Business and Bloomberg. Brian is also often quoted in leading national publications like The Wall Street Journal, The New York Times and Barron’s. Earlier in his career, Brian served as an associate in the Bank Regulatory Group at the law firm of Schulte Roth & Zabel. His background in policy analysis started when he worked on Capitol Hill for former members of the House Financial Services Committee – Rep. Rick Lazio (R-NY) and Rep. Richard Baker (R-LA). Brian received his BA in Philosophy, JD, and attended the Gabelli Graduate School of Business, all at Fordham University
Mr. Brian Gardner
Mr. Brian Gardner
Stifel Financial
Brian Gardner was named Stifel’s Chief Washington Policy Strategist in September 2020. He is responsible for providing insight into how political, legislative, and regulatory developments are impacting U.S. capital markets. Prior to taking on this role, Brian spent two decades as Washington Research Analyst at KBW, the financial services specialist owned by Stifel Financial. During this time, he advised institutional investors on how to best position their portfolios through matters of public policy and became a frequent guest on business television networks including CNBC, Fox Business and Bloomberg. Brian is also often quoted in leading national publications like The Wall Street Journal, The New York Times and Barron’s. Earlier in his career, Brian served as an associate in the Bank Regulatory Group at the law firm of Schulte Roth & Zabel. His background in policy analysis started when he worked on Capitol Hill for former members of the House Financial Services Committee – Rep. Rick Lazio (R-NY) and Rep. Richard Baker (R-LA). Brian received his BA in Philosophy, JD, and attended the Gabelli Graduate School of Business, all at Fordham University GARDNER, BRIAN
Mr. Derick Garner
Mr. Derick Garner
FHN Financial

Derick Garner is a Vice President within the Portfolio Strategies Group at FHN Financial. His primary focus is on coordinating investment strategy for depository institutions. With more than a decade of banking & capital markets experience, Derick brings a unique perspective for depository portfolio managers and provides value added insights into portfolio management and investment strategy for a range of interest rate environments. Derick publishes regular market commentary that focuses on relative value opportunities that arise for fixed income investors. Derick holds a bachelor’s degree from the University of Tennessee.
Mr. Derick Garner
Mr. Derick Garner
FHN Financial
Derick Garner is a Vice President within the Portfolio Strategies Group at FHN Financial. His primary focus is on coordinating investment strategy for depository institutions. With more than a decade of banking & capital markets experience, Derick brings a unique perspective for depository portfolio managers and provides value added insights into portfolio management and investment strategy for a range of interest rate environments. Derick publishes regular market commentary that focuses on relative value opportunities that arise for fixed income investors. Derick holds a bachelor’s degree from the University of Tennessee.GARNER, DERICK
Mr. Lon P. Haines
Mr. Lon P. Haines
Banc Consulting Partners, LLC

Lon P. Haines is a founding member and Managing Principal of Banc Consulting Partners (BCP). With almost 20 years of experience in the insurance and employee benefit arena, Lon focuses exclusively in supporting community banks with the evaluation, design, implementation, and administration of Bank-Owned Life Insurance (BOLI) and non-qualified deferred compensation arrangements for executives and directors.

Lon earned his bachelor’s degree from the University of Delaware, is a licensed insurance representative, a registered representative with FINRA (Financial Industry Regulatory Authority) and holds Series 6 and 63 licenses. Lon is an active member of numerous state banking associations and industry advocacy groups. Lon resides in a suburb of Philadelphia with his wife, 2 sons, and daughter.
Mr. Lon P. Haines
Mr. Lon P. Haines
Banc Consulting Partners, LLC
Lon P. Haines is a founding member and Managing Principal of Banc Consulting Partners (BCP). With almost 20 years of experience in the insurance and employee benefit arena, Lon focuses exclusively in supporting community banks with the evaluation, design, implementation, and administration of Bank-Owned Life Insurance (BOLI) and non-qualified deferred compensation arrangements for executives and directors.

Lon earned his bachelor’s degree from the University of Delaware, is a licensed insurance representative, a registered representative with FINRA (Financial Industry Regulatory Authority) and holds Series 6 and 63 licenses. Lon is an active member of numerous state banking associations and industry advocacy groups. Lon resides in a suburb of Philadelphia with his wife, 2 sons, and daughter.
HAINES, LON
Mr. Christopher  Hargrove
Mr. Christopher Hargrove
ProBank Austin

Christopher Hargrove is Chairman and CEO at ProBank Austin (“ProBank”) and is also the Director of the Investment Banking Division. Chris is the President of Investment Bank Services, Inc., which is ProBank’s broker/dealer subsidiary. His primary responsibility is in the areas of mergers, acquisitions, and financial planning for clients. He has represented over 400 institutions as their investment banker and advisor since 1985 and is a frequent speaker on seminars regarding mergers, acquisitions, and capital planning. Chris has a M.A. and B.B.A. degree in Finance. Chris has been a member of the faculty at Louisiana State University’s Graduate School of Banking for more than 25 years.
Mr. Christopher  Hargrove
Mr. Christopher Hargrove
ProBank Austin
Christopher Hargrove is Chairman and CEO at ProBank Austin (“ProBank”) and is also the Director of the Investment Banking Division. Chris is the President of Investment Bank Services, Inc., which is ProBank’s broker/dealer subsidiary. His primary responsibility is in the areas of mergers, acquisitions, and financial planning for clients. He has represented over 400 institutions as their investment banker and advisor since 1985 and is a frequent speaker on seminars regarding mergers, acquisitions, and capital planning. Chris has a M.A. and B.B.A. degree in Finance. Chris has been a member of the faculty at Louisiana State University’s Graduate School of Banking for more than 25 years.HARGROVE, CHRISTOPHER
Dr. Lacy Hunt
Dr. Lacy Hunt
Hoisington Investment Management Company

Dr. Lacy H. Hunt, an internationally known economist, is Executive Vice President and Chief Economist of Hoisington Investment Management Company (HIMCO), a firm that manages $4 billion for pension funds, endowments, insurance companies and others. Lacy is the author of two books, and numerous articles in leading magazines, periodicals and scholarly journals. Included among the publishers of his articles are. Barron’s, The Wall Street Journal, The New York Times, The Christian Science Monitor, the Journal of Finance, the Financial Analysts Journal and the Journal of Portfolio Management. The Board of Governors of the Federal Reserve System and the Dallas Federal Reserve Bank both published his research. The Wall Street Journal, The New York Times, BusinessWeek, Barron’s, Time, Newsweek, U.S. News and World Report, Investor’s Business Daily and many other domestic periodicals have quoted Lacy. Among the foreign press, Lacy’s views have appeared in The Financial Times, the Nihon Keizai Shinbun, the South China Post, The International Herald Tribune and The Straight Times. He has been a guest on PBS on The Nightly Business Report, The News Hour, and Wall Street Week. He has been on CNN shows Moneyline, and Business Morning and on CNBC’s Squawk Box and World Business. He has also appeared on CBS Evening News, NBC's Today Show, and ABC's World News Tonight.

He has made numerous presentations in all the major financial and economic centers in Europe, Asia, the Middle East, Africa and North America. He has appeared on radio and television outside of the United States, including The BBC, NHK and TV Tokyo. Dr. Hunt has testified before various committees of Congress, including House Ways and Means, Senate Finance and Senate Banking.

Previously, Lacy was Chief U.S. Economist for the HSBC Group, one of the world’s largest banks, Executive Vice President and Chief Economist at Fidelity Bank and Vice President for Monetary Economics at Chase Econometrics Associates, Inc. Lacy considers himself fortunate that he had the opportunity of working for two firms led by great bankers: David Rockefeller (Chase) and Sir William Purvis (HSBC).

A native of Texas, Lacy has served as Senior Economist for the Federal Reserve Bank of Dallas. While at the Dallas Fed, he served on the Federal Reserve System Committees: Financial Analysis and International Economics. He successfully completed the training program at the Federal Reserve Bank of New York. When he entered the Fed, William McChesney Martin was grappling with a severe inflation and when he left Author Burns was also trying to contain rampant price increases, virtually the opposite of the challenges facing Janet Yellen and the Fed today. At the Fidelity Bank of Philadelphia he had the responsibility for managing the Trust Department’s Comingled Fixed Income Fund in the 1970s and early 1980s. This fund produced one of the highest returns during this inflationary era.

He earned his BA from Sewanee: The University of the South (1964), his MBA from the Wharton School of the University of Pennsylvania (1966), and his Ph.D. in Economics from the Fox School of Business and Management of Temple University (1969). From Sewanee, he received an honorary Doctor of Civil Laws in 2013 and their Distinguished Alumnus Award in 2016. Lacy served on the Board of Trustees of Temple University from 1987 to 2010 and is now an honorary life trustee.

He received the Abramson Award from the National Association for Business Economics for “outstanding contributions in the field of business economics.” He is a life member of the American Finance Association. He was a member of the Economic Advisory Board of the American Bankers Association and Chairman of the Economic Advisory Board of the Pennsylvania Bankers Association. He served on the Monetary and Fiscal Policy Affairs Committee of the National Chamber of Commerce. He was a member of The Money Marketeers of New York University.

The honorary doctorate from Sewanee reads “His career path has included stops at some of the most powerful financial institutions in the country, where he has not only influenced internal investment policy but has left an indelible mark on the nation’s economic policy through his publications, speeches and appearances in the national media.”

Lacy and his wife JK (Janet Kay) live in Austin, Texas. They have four daughters, two sons and three grandsons.

Dr. Lacy Hunt
Dr. Lacy Hunt
Hoisington Investment Management Company
Dr. Lacy H. Hunt, an internationally known economist, is Executive Vice President and Chief Economist of Hoisington Investment Management Company (HIMCO), a firm that manages $4 billion for pension funds, endowments, insurance companies and others. Lacy is the author of two books, and numerous articles in leading magazines, periodicals and scholarly journals. Included among the publishers of his articles are. Barron’s, The Wall Street Journal, The New York Times, The Christian Science Monitor, the Journal of Finance, the Financial Analysts Journal and the Journal of Portfolio Management. The Board of Governors of the Federal Reserve System and the Dallas Federal Reserve Bank both published his research. The Wall Street Journal, The New York Times, BusinessWeek, Barron’s, Time, Newsweek, U.S. News and World Report, Investor’s Business Daily and many other domestic periodicals have quoted Lacy. Among the foreign press, Lacy’s views have appeared in The Financial Times, the Nihon Keizai Shinbun, the South China Post, The International Herald Tribune and The Straight Times. He has been a guest on PBS on The Nightly Business Report, The News Hour, and Wall Street Week. He has been on CNN shows Moneyline, and Business Morning and on CNBC’s Squawk Box and World Business. He has also appeared on CBS Evening News, NBC's Today Show, and ABC's World News Tonight.

He has made numerous presentations in all the major financial and economic centers in Europe, Asia, the Middle East, Africa and North America. He has appeared on radio and television outside of the United States, including The BBC, NHK and TV Tokyo. Dr. Hunt has testified before various committees of Congress, including House Ways and Means, Senate Finance and Senate Banking.

Previously, Lacy was Chief U.S. Economist for the HSBC Group, one of the world’s largest banks, Executive Vice President and Chief Economist at Fidelity Bank and Vice President for Monetary Economics at Chase Econometrics Associates, Inc. Lacy considers himself fortunate that he had the opportunity of working for two firms led by great bankers: David Rockefeller (Chase) and Sir William Purvis (HSBC).

A native of Texas, Lacy has served as Senior Economist for the Federal Reserve Bank of Dallas. While at the Dallas Fed, he served on the Federal Reserve System Committees: Financial Analysis and International Economics. He successfully completed the training program at the Federal Reserve Bank of New York. When he entered the Fed, William McChesney Martin was grappling with a severe inflation and when he left Author Burns was also trying to contain rampant price increases, virtually the opposite of the challenges facing Janet Yellen and the Fed today. At the Fidelity Bank of Philadelphia he had the responsibility for managing the Trust Department’s Comingled Fixed Income Fund in the 1970s and early 1980s. This fund produced one of the highest returns during this inflationary era.

He earned his BA from Sewanee: The University of the South (1964), his MBA from the Wharton School of the University of Pennsylvania (1966), and his Ph.D. in Economics from the Fox School of Business and Management of Temple University (1969). From Sewanee, he received an honorary Doctor of Civil Laws in 2013 and their Distinguished Alumnus Award in 2016. Lacy served on the Board of Trustees of Temple University from 1987 to 2010 and is now an honorary life trustee.

He received the Abramson Award from the National Association for Business Economics for “outstanding contributions in the field of business economics.” He is a life member of the American Finance Association. He was a member of the Economic Advisory Board of the American Bankers Association and Chairman of the Economic Advisory Board of the Pennsylvania Bankers Association. He served on the Monetary and Fiscal Policy Affairs Committee of the National Chamber of Commerce. He was a member of The Money Marketeers of New York University.

The honorary doctorate from Sewanee reads “His career path has included stops at some of the most powerful financial institutions in the country, where he has not only influenced internal investment policy but has left an indelible mark on the nation’s economic policy through his publications, speeches and appearances in the national media.”

Lacy and his wife JK (Janet Kay) live in Austin, Texas. They have four daughters, two sons and three grandsons.

HUNT, LACY
Mr. Leon Logothetis
Mr. Leon Logothetis
Winston Entertainment

Before Leon Logothetis became a global adventurer, TV host, motivational speaker, and best-selling author, he was living an uninspired and disconnected life as a broker in London. On the outside, it looked like he had it all. But inside, he was chronically depressed. He decided to do something radical about it – give it all up for a life on the road. He embarked on an adventure around the globe, fueled by the receiving and giving of kindness. On his journey, he found the essence of humanity and learned about the bonds that connect people worldwide. Through kindness, he discovered that when we start to compare ourselves by our similarities instead of our differences, we start to create a brighter future.
Mr. Leon Logothetis
Mr. Leon Logothetis
Winston Entertainment
Before Leon Logothetis became a global adventurer, TV host, motivational speaker, and best-selling author, he was living an uninspired and disconnected life as a broker in London. On the outside, it looked like he had it all. But inside, he was chronically depressed. He decided to do something radical about it – give it all up for a life on the road. He embarked on an adventure around the globe, fueled by the receiving and giving of kindness. On his journey, he found the essence of humanity and learned about the bonds that connect people worldwide. Through kindness, he discovered that when we start to compare ourselves by our similarities instead of our differences, we start to create a brighter future.
LOGOTHETIS, LEON
Mr. Chad  McKeithen
Mr. Chad McKeithen
Duncan-Williams, Inc.

Mr. McKeithen is the Managing Director of Fixed Income & Bank Strategies at Duncan-Williams Inc. He has over 20 years of experience working with depositories and portfolio managers. Chad’s areas of expertise include: balance sheet management, portfolio management, interest rate risk management, and liquidity strategies. He has built a large following based on his risk-adjusted approach to developing high performing bond portfolios. Chad routinely trains executives and senior management on the economy, bond market and portfolio / balance sheet strategies. He is a frequent speaker, author and educator for financial associations and universities around the country. Chad received his undergraduate degree from the University of Mississippi.
Mr. Chad  McKeithen
Mr. Chad McKeithen
Duncan-Williams, Inc.
Mr. McKeithen is the Managing Director of Fixed Income & Bank Strategies at Duncan-Williams Inc. He has over 20 years of experience working with depositories and portfolio managers. Chad’s areas of expertise include: balance sheet management, portfolio management, interest rate risk management, and liquidity strategies. He has built a large following based on his risk-adjusted approach to developing high performing bond portfolios. Chad routinely trains executives and senior management on the economy, bond market and portfolio / balance sheet strategies. He is a frequent speaker, author and educator for financial associations and universities around the country. Chad received his undergraduate degree from the University of Mississippi.MCKEITHEN, CHAD
Mr. Martin T. Mitchell
Mr. Martin T. Mitchell
ProBank Austin

Martin (Marty) T. Mitchell, CRCM, is a Managing Director at ProBank. Mr. Mitchell has over 15 years of experience in the consumer compliance field. He served as a commissioned federal compliance examiner with the FDIC. During that time, Mr. Mitchell was responsible for determining financial institution compliance with consumer protection laws and regulations as well as conducting CRA examinations for large and small banks and fair lending examinations using the Interagency Fair Lending Examination Procedures. Additionally he served on a special project at the FDIC Washington D.C. headquarters. As a ProBank consultant, Mr. Mitchell has served our largest, most complex clients nationwide. During his tenure with Capital One, he led the design and implementation of their corporate level mortgage compliance program through a period of business closures, acquisitions, and intense regulatory scrutiny.
Mr. Martin T. Mitchell
Mr. Martin T. Mitchell
ProBank Austin
Martin (Marty) T. Mitchell, CRCM, is a Managing Director at ProBank. Mr. Mitchell has over 15 years of experience in the consumer compliance field. He served as a commissioned federal compliance examiner with the FDIC. During that time, Mr. Mitchell was responsible for determining financial institution compliance with consumer protection laws and regulations as well as conducting CRA examinations for large and small banks and fair lending examinations using the Interagency Fair Lending Examination Procedures. Additionally he served on a special project at the FDIC Washington D.C. headquarters. As a ProBank consultant, Mr. Mitchell has served our largest, most complex clients nationwide. During his tenure with Capital One, he led the design and implementation of their corporate level mortgage compliance program through a period of business closures, acquisitions, and intense regulatory scrutiny.MITCHELL, MARTIN
Dr. Sean Payant
Dr. Sean Payant
Haberfeld

Dr. Sean Payant, Chief Strategy Officer, served as the Executive Director of the Schools of Banking for nine years prior to joining Haberfeld. He has administered, instructed, and authored materials for 17 different banking schools attended by bankers from 18 states. He has published articles on financial institution marketing, employee engagement, goal setting and community financial institution differentiation. Sean has presented more than 100 keynote and breakout sessions at industry meetings. He holds Masters and Doctor of Philosophy degrees from the University of Nebraska.
Dr. Sean Payant
Dr. Sean Payant
Haberfeld
Dr. Sean Payant, Chief Strategy Officer, served as the Executive Director of the Schools of Banking for nine years prior to joining Haberfeld. He has administered, instructed, and authored materials for 17 different banking schools attended by bankers from 18 states. He has published articles on financial institution marketing, employee engagement, goal setting and community financial institution differentiation. Sean has presented more than 100 keynote and breakout sessions at industry meetings. He holds Masters and Doctor of Philosophy degrees from the University of Nebraska.PAYANT, SEAN
Mr. Charles Vice
Mr. Charles Vice
Department of Financial Institutions - Kentucky

Charles A. Vice was appointed commissioner of the Department of Financial Institutions (DFI) effective Aug. 16, 2008. As the commissioner of DFI, Vice has responsibility for the regulatory oversight of all state-chartered financial institutions, which includes examinations, licensing of financial professionals, registration of securities and enforcement. Vice currently serves in a national leadership role through the Conference of State Bank Supervisors (CSBS), the nationwide organization representing state bank regulators. Vice serves on the executive committee as Immediate Past Chair. Vice also currently serves on the Federal Financial Institution Examination Council (FFIEC) Taskforce on Supervision, which oversees guidance regarding safety and soundness issues relating to bank examinations. Previously, Vice was an employee of the Federal Deposit Insurance Corporation (FDIC) for 18 years, serving in the Lexington, Ky., field office. During his tenure with the FDIC, Vice served as the office's expert on subprime lending and capital markets. His awards have included the 2007 FDIC Chicago Region employee of the year. He earned a bachelor’s degree in finance from the University of Southern Mississippi in 1990 and graduated from Biloxi High School in 1985. He resides in Winchester, Ky.
Mr. Charles Vice
Mr. Charles Vice
Department of Financial Institutions - Kentucky
Charles A. Vice was appointed commissioner of the Department of Financial Institutions (DFI) effective Aug. 16, 2008. As the commissioner of DFI, Vice has responsibility for the regulatory oversight of all state-chartered financial institutions, which includes examinations, licensing of financial professionals, registration of securities and enforcement. Vice currently serves in a national leadership role through the Conference of State Bank Supervisors (CSBS), the nationwide organization representing state bank regulators. Vice serves on the executive committee as Immediate Past Chair. Vice also currently serves on the Federal Financial Institution Examination Council (FFIEC) Taskforce on Supervision, which oversees guidance regarding safety and soundness issues relating to bank examinations. Previously, Vice was an employee of the Federal Deposit Insurance Corporation (FDIC) for 18 years, serving in the Lexington, Ky., field office. During his tenure with the FDIC, Vice served as the office's expert on subprime lending and capital markets. His awards have included the 2007 FDIC Chicago Region employee of the year. He earned a bachelor’s degree in finance from the University of Southern Mississippi in 1990 and graduated from Biloxi High School in 1985. He resides in Winchester, Ky.VICE, CHARLES