2023 Event Sponsor

IntraFi Network

Description Block
KBA Endorsed Vendor & Associate Member

Promontory Interfinancial Network is now IntraFi NetworkSM. Having built the largest bank network of its kind, we’re a trusted ally to community banks that never competes with banks for their customers and that helps them to attract and maintain valuable customer relationships, grow reciprocal deposits, manage liquidity and generate fee income, diversify funding, and reduce collateralization. Work with the market leader to grow profitability and increase franchise value.

IntraFi Network’s innovative balance-sheet management solution — known as IntraFiSM Network DepositsSM (formerly CDARS®, ICS®, and IND® deposit solutions) — empowers institutions to increase profitability, grow franchise value, manage liquidity more easily, and serve customers better. To learn more, visit IntraFi.com.

Statement on Safety of Deposits 

Use of the IntraFi Network Deposits service is subject to the terms, conditions, and disclosures set forth in the applicable program agreements, including the applicable Participating Institution Agreement and Deposit Placement Agreement. Limits apply, and customer eligibility criteria may apply. If a depositor is subject to restrictions with respect to the placement of funds in depository institutions, it is the depositor’s responsibility to determine whether the placement of its funds through IntraFi Network services satisfies those restrictions. Program withdrawals may be limited to six per month when using certain IntraFi Network services. IntraFi Network, IntraFi, and Network Deposits are service marks, and CDARS, ICS, and IND are registered service marks, of IntraFi Network LLC.


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IntraFi Network Deposits

The Paducah Bank and Trust Company, Paducah, KY

"Paducah Bank has had a relationship with the Promontory Network for over 10 years. It started with CDARS reciprocal deposits for a large public fund and we added ICS both the checking and savings products when they became available. We also added the CDARS "1-way" funding to supplement our borrowing needs and use that product weekly. Our bank recommends these services as an efficient way to secure local deposits and supplement funding needs."

Mr. John Durbin, CIO

Traditional Bank, Inc., Mount Sterling, KY

"Traditional Bank used CDARS since 2004 and has had great success with the program. We also utilize both the reciprocal and one-way sell ICS products which have been an even greater success for the bank. With the use of both of these programs we have been able to reduce the amount of securities that would have been used for collateral to obtain these deposits. We currently have over one-third of our $1.2 million deposits in both ICS and CDARS. It has been a win-win for both our customers that require FDIC insurance on large deposit balances and for the bank by garnering new relationships with customers we may have not been able to get. Traditional Bank recommends the program to other Kentucky banks."

Traditional Bank, Inc.,



Mr. Dave Still
Dave Still
Managing Director, Middle South
IntraFi Network
(703) 292-3400
email Dave
Mrs. Selina O. Parrish
Selina O. Parrish
Director of Membership
Kentucky Bankers Association
(502) 736-1282
email Selina